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79338 Cool Reflection, La Quinta, CA 92253

$430K3bd · 2ba · 1,337 sqft
Lot 3,049 sqftHOA $316/moSingle Family Residence
Active
146d on marketMLS# IG-26074690

Property Description

Resort-Style 55+ Living in La Quinta: Only $381,000 After $56,000 Incentive! ?Enjoy low-maintenance, stress-free desert living in the sought-after Watercolors 55+ community. Designed for easy everyday comfort with lower monthly overhead—including cable and Wi-Fi covered by the HOA—this fully upgraded corner-lot home delivers high quality at an exceptional value. ?Home & Community Highlights ?Spacious Interior: 3 bedrooms, 2 bathrooms, bright open layout with airy vaulted ceilings, and a cozy fireplace. ?Low-Maintenance Outdoor Living: Private patio ideal for outdoor dining, plus a spacious two-car garage. ?Resort Amenities & Lower Living Costs: Community clubhouse, sparkling pool, and heated spa, with cable and Wi-Fi included to keep monthly utility expenses down. ?Pricing & Incentive Breakdown ?Total Purchase Price: $440,000 ?Silent Second Mortgage Incentive: $56,000 (held by the La Quinta Housing Authority) ?Price After $56,000 Incentive: $381,000 (minus a $3,000 earnest money deposit or final negotiated price) ?Eligibility & Buyer Requirements ?Primary Residence Only: Must be owner-occupied (no investment buyers, rentals, or all-cash purchases permitted). ?2025 Riverside County Moderate-Income Limits: ?1-Person Household: $62,651 – $87,300 ?2-Person Household: $71,601 – $99,750 ?3-Person Household: $80,551 – $112,250 ?4-Person Household: $89,501 – $124,700

Features & Amenities

FeeBuilt 2006

Property Details

Land Type
Fee
Year Built
2006
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central
Cooling
Central Air
View
Canyon, Desert, Hills, Mountain(s)
Flooring
Carpet, Laminate
Roof
Shingle, Spanish Tile
City
La Quinta
Zip Code
92253
County
Riverside
Listed byREALTY ONE GROUP ROADS, David Hazward

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,174.31
Principal & Interest
Loan Amount
$344,000
Total Interest
$438,753
Total Payment Over 30 Years
$782,753
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

79338 Cool Reflection, La Quinta, CA 92253

La Quinta · Single Family Residence

$430K
Affordable Tier
Beds
3
Baths
2
Sqft
1,337
Lot
3,049 sqft
Year
2006
$/Sqft
$322
Pool: Yes
Spa: Yes
View: mountain
Garage: 2-car

Listed 9.1% below the median closed sale of $472,900.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $430K· $322/sqft
Total list price
Closed comps
vs closed median $473K
$43K (9.1%)
Active comps
vs active median $519K
$89K (17.1%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $378
$56 (14.8%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
47755 Soft MoonlightLa Quinta2006321,3373,049$322$429,90011792
53595 Avenida DiazLa Quinta2004321,4264,792$445$635,00013089
53420 Avenida JuarezLa Quinta1999321,5295,227$383$585,00010885
60920 Living Stone DriveLa Quinta2005221,3866,970$374$519,00010484
80861 Calle AzulLa Quinta2005221,3714,356$365$499,99913683
Total: 5 · Average2.62.01,409.84,878.8$377.8$533,779.8119
Median1,386$519,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
53745 Avenida JuarezLa Quinta200708/28/2026321,5184,792$649,000$649,000$4281.0011889
52260 Desert Spoon CourtLa Quinta200609/03/2026231,3272,614$424,900$410,000$3090.9613886
60268 Sweetshade LaneLa Quinta200409/04/2026221,3596,970$499,000$472,900$3480.9514283
52416 Avenida VillaLa Quinta199209/02/2026321,6105,227$529,888$520,000$3230.985282
51600 Avenida VallejoLa Quinta197708/12/2026321,2474,792$469,000$469,000$3761.009682
Total: 5 · Average2.62.21,412.24,879$504,180$504,180$356.8109.2
Median1,359$472,900$472,900

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.